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Finance
Competitive and convenient financial solutions just for you.
At Kilmore LDV, Kilmore, we make choosing the right vehicle and finding the right financial package simple. Whether you’re a private purchaser or selecting a vehicle for business use, we have a wide range of flexible finance and lease products that can be tailored to meet your needs.
Finding great value finance and insurance for your new LDV is as easy as visiting Kilmore LDV, Kilmore. Our experienced Business Managers are there to help you choose the right finance option for you or your business, then tailor it for your individual situation. So you can get your new LDV on the road faster, confident you’ve got the best deal.
Choosing the right vehicle finance is a very personal thing. A lot depends on your budget, your lifestyle and your reasons for buying a new LDV — whether for business, pleasure or a little of both.
When you’re ready to learn more, simply call Kilmore LDV and make an appointment with one our experienced Business Managers. They’ll help you explore all the options and create a personalised finance solution that’s perfect for you and your family or your business.
If it is a finance solution that will help you buy your dream vehicle then speak to our finance experts today to tailor a finance and insurance package to suit your needs.
Consumer Loans
Our consumer loan is the ideal choice when your vehicle is predominately for personal or domestic use; with convenience and flexibility in mind we offer individual assessments which are easy and fast.
Commercial Loan & Mortgage
LDV Financial Services offers business solutions specifically designed for sole traders, partnerships and companies which allow for flexible payments to suit your business and cash flow requirements. When it comes to choosing a vehicle finance package the options can be endless. We understand that as your business changes so do your financing requirements; we will structure an individual solution that matches your business needs.
Finance Lease
A Finance Lease is a rental agreement offering fixed monthly payments for the period of the contract, with the addition of a residual set at the start of the loan. At the end of the term you can make an offer to purchase, refinance or upgrade to a new vehicle.
Novated Lease
This product is similar to a finance lease and is predominately used as a Salary Packaging tool in conjunction with a Novation Agreement, allowing the employee to drive the vehicle of their choice. The Novated lease specifies that the employee (lessee) assumes the responsibility for lease payments from their pre-tax salary. The employee enters into a finance contract with LDV Financial Services and the employer and employee simultaneously enter into a Novation Agreement, under which the employee’s obligations are transferred to the employer. The employer then pays the monthly rental usually from the employee’s pre-tax income. If the employee changes their employer, payment obligation automatically reverts to the employee, the employee may be able to re-novate with the new employer.
Business Line of Credit
LDV Financial Services is able to provide a credit limit based on your business’ total vehicle requirements. This streamlines the approval and vehicle acquisition process. All you have to do is purchase vehicles as your business requires, within your pre-set approval limit.
Personal Finance Options
Products: Consumer loan Benefits: Suitable for non-business customers Fixed interest rates and flexible loan terms including balloon repayments Fixed payments for budgeting purposes with the option to make additional payments, potentially lowering the interest payable and reducing the loan term
Business Finance Options
Products: Chattel mortgage Finance lease – Novated lease Benefits: Retain capital for other business needs Flexible loan terms including balloon repayments Fixed payments for budgeting purposes Possible tax advantages Preserve banking facilities for other needs
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The information provided in relation to finance is intended to be of a general nature only and has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information provided on our website, Kilmore LDV recommends you consider whether it is appropriate for your objectives, financial situation and needs. Kilmore LDV recommends you seek independent advice before acting on any information in relation to finance.